Cookie Policy
Last updated: March 2025
What Are Cookies?
Cookies are small text files that websites place on your device when you visit them. They're basically the internet's way of remembering who you are and what you've been doing.
Think of them as digital sticky notes. When you visit julavernosian.com, we might leave a note on your browser that says "this person was looking at weekly budget templates" or "they logged in at 2pm on Tuesday." Nothing sinister—just helpful reminders that make your next visit smoother.
These files sit quietly in your browser's storage folder. They can't run programs or deliver viruses. They're just data. Most are tiny—less than 4KB, which is smaller than this paragraph of text.
Types of Cookies We Use
Important: Essential cookies cannot be disabled as they're necessary for basic site functionality. All other cookie types can be declined using the button above.
How We Actually Use This Data
Let me be specific about what happens with your information:
Session Management
When you log into your julavernosian account, we create a session cookie. This tells our server "yes, this person proved who they are, don't make them log in again for the next 2 hours." Without this, you'd need to enter your password every time you clicked to a new page.
Budget Tool Preferences
If you've set up categories for your weekly budget—say you track groceries, petrol, and weekend spending—we store those preferences. Next time you open the budget tool, boom, everything's already configured how you like it.
Understanding Usage Patterns
We track things like: Do people use the mobile app more on weekends? Which budget templates get abandoned halfway through? Are users finding the help documentation, or are they just guessing?
This isn't about watching individuals. It's about spotting patterns across thousands of users so we can make better design decisions.
- Remembering your login status across pages
- Saving your currency and date format preferences
- Keeping items in your saved templates list
- Understanding which features need better documentation
- Identifying technical issues before they affect more users
- Measuring whether our educational content is helpful
Data Retention and Your Control
Different cookies stick around for different lengths of time. Some disappear the moment you close your browser. Others hang out for months. Here's the breakdown:
Session Cookies
Gone when you close the browser. These are temporary by design.
Preference Cookies
Usually last 12 months. We figure if you haven't visited in a year, your preferences might have changed anyway.
Analytics Cookies
Typically expire after 24 months. After two years, the data's too old to be useful for understanding current user behavior.
You can delete cookies anytime through your browser settings. You can also use the rejection button at the top of this page to opt out of non-essential tracking immediately.
Managing Cookies in Your Browser
Every browser handles cookies a bit differently. Here's how to take control:
| Browser | How to Manage Cookies |
|---|---|
| Chrome | Settings → Privacy and security → Cookies and other site data. You can block all cookies, block third-party cookies, or see and remove cookies. |
| Firefox | Options → Privacy & Security → Cookies and Site Data. Firefox has enhanced tracking protection built in. |
| Safari | Preferences → Privacy → Manage Website Data. Safari blocks most third-party cookies by default. |
| Edge | Settings → Privacy, search, and services → Cookies and site permissions. Similar layout to Chrome since they use the same engine now. |
Fair warning: blocking all cookies will break some site functionality. You won't be able to stay logged in, and many interactive features won't work properly. It's usually better to block just third-party cookies or use the selective controls on this page.
Third-Party Cookies
Sometimes we use services from other companies—like analytics platforms or payment processors. These services might set their own cookies.
For example, when you process a payment, your bank's verification system might create cookies. When we embed a tutorial video, the video hosting service might track whether you watched it.
We choose partners carefully and require them to handle your data responsibly. But they have their own privacy policies, which you should review if you're concerned about specific services.
- Google Analytics for usage statistics
- Payment processors for transaction security
- Content delivery networks for faster page loading
- Customer support chat services
Policy Updates
We update this policy occasionally. Usually because we've added a new feature that uses cookies differently, or because privacy regulations have changed.
When we make significant changes, we'll notify you through your account dashboard. For minor updates, we just change the "last updated" date at the top of this page.
It's worth checking back every six months or so, especially if you're particular about your privacy settings.